Cross-Border Wealth Management for U.S. Citizens and U.S. Persons Living in Europe.

Levitt Capital Management (LCM) is an award-winning, European-based, fee-only advisory firm dedicated exclusively to cross-border wealth management for U.S. citizens and U.S. persons living in Europe.

We combine European licensing, U.S. regulatory fluency and deep cross-border expertise to deliver fully compliant investment, tax-treaty, retirement and estate structuring strategies appropriate for Americans abroad.

Clients rely on us to design, implement, and coordinate the long-term architecture of their wealth across two systems that are often contradictory, complex, and unforgiving.

Who We Are

LCM was created to address a structural gap: traditional U.S. advisors cannot effectively serve European residents and European advisors cannot safely serve U.S. persons. LCM is built for the intersection – integrating U.S. investment, tax and reporting requirements with European regulations, currency realities, pension systems and civil law estate frameworks.

We operate as a boutique advisory firm with institutional-grade standards. Our team-based model ensures depth, continuity and rigor in every aspect of the advisory relationship.

Our Philosophy

Cross-border wealth management for Americans in Europe must be:

* Technically precise
* Fiduciary standards (meaning putting the client’s interests first)
* Transparent
* Compliant under two regulatory regimes
* Tax-aware across jurisdictions
* Aligned with euro-denominated lives
* Structurally correct for long-term planning
* Coordinated across legal, tax and financial disciplines

LCM serves as the client’s principal advisor, identifying issues, designing the overarching strategy and coordinating with external specialists when appropriate. Clients benefit from a coherent, integrated approach backed by deep cross-border understanding.

What We Do

Cross-Border Portfolio Architecture

LCM builds and managers investment portfolios that remain compliant and appropriate under both U.S. and European regulations.

Our approach includes:

* Selecting investments compatible with both systems (avoiding PFICs, managing MiFID II constraints)
* Integrating U.S. and European custodians
* Aligning portfolios with Euro-liability structures
* Navigating legacy positions and embedded capital gains
* Structuring long-term, multi-currency investment strategies

We design portfolios based on a deep understanding of the regulatory, tax and currency realities that define the lives of Americans in Europe.

Dual-Regime Tax & Treaty-Informed Structuring

While LCM does not prepare tax returns or provide legal services, we design cross-border wealth strategies fully informed by U.S.-Europe tax treaties and dual-jurisdiction tax obligations.

We advise on:

* Aligning investments with treaty provisions
* Minimizing exposure to dual taxation
* Optimizing the tax treatment of dividends, interest and capital gains
* Understanding treaty implications for pensions
* Coordinating with legal and tax specialists when formal execution is required.

Tax-treaty literacy is central to LCM’s advisory process.

Estate, Succession & Wealth Transfer Strategy

Americans residing in Europe face significant conflicts between U.S. estate rules and European civil-law frameworks.

LCM helps clients structure assets to:

* Comply with local succession rules (e.g., forced heirship)
* Align with U.S. estate and gift tax standards
* Coordinate marital property regimes
* Avoid cross-border inconsistencies
* Support multi-jurisdiction inheritance planning

Where legal instruments must be drafted or amended, LCM collaborates with notaires and attorneys to ensure implementation fits the overall structure.

Philanthropy & Donor-Advised Structures in a Cross-Border Context

For many high-net-worth U.S. persons living in Europe, philanthropy is an integral component of long-term wealth, estate, and succession planning. LCM regularly advises clients on the strategic design and coordination of donor-advised funds and charitable structures in France and other European jurisdictions, ensuring that philanthropic objectives align with U.S. tax obligations, European regulatory frameworks, and broader estate-planning goals.

These structures require careful cross-border coordination. Their tax treatment, governance, reporting obligations, and interaction with U.S.–European treaties must be evaluated in advance to avoid unintended consequences. LCM serves as the architect of this planning, coordinating with appropriate legal and tax professionals where formal execution is required.

Retirement & Pension Coordination

LCM evaluates and integrates:

* U.S. retirement accounts (IRAs, 401(k), Roth accounts)
* European pensions (PER, PEA, assurance-vie, occupational pensions)

We assess compatibility, treaty treatment, and long-term implications for withdrawal sequencing, reporting, and tax efficiency, building retirement strategies that function coherently under both systems.

Cross-Border Compliance & Governance

LCM ensures all portfolio and planning decisions align with:

* MiFID II
* European local suitability rules
* FATCA and FBAR reporting
* U.S. tax and reporting frameworks
* Custodial restrictions in both jurisdictions

Compliance in cross-border wealth management is not administrative, it is structural.
LCM designs and maintains frameworks that endure regulatory change.

Why LCM

European-Licensed + U.S.-Fluent
LCM is licensed under European regulatory frameworks and fully versed in U.S. constraints, a necessary combination for advising Americans abroad.

Deep Cross-Border Expertise

Our specialization is narrow and highly technical: we serve only U.S. citizens and U.S. persons in Europe.
This focus provides the depth required for complex, multi-jurisdictional planning.

Portfolio Architecture U.S. or EU Advisors Cannot Replicate

We design portfolios that are simultaneously compliant, tax-efficient and accessible under both regimes — something U.S.-only or EU-only advisors cannot achieve.

Coordination With Best-in-Class Specialists

When tax, legal, succession, or pension experts must act, LCM manages the integration, ensuring coherence across disciplines.
Clients do not manage multiple advisors; LCM does.

Boutique With Institutional-Grade Standards

We maintain the governance, documentation, compliance discipline and long-term oversight expected of serious private-client firms.

Selective and Aligned with Complex Client Needs

LCM works with clients whose financial lives demand true cross-border competence. Selectivity protects quality and ensures that each client receives the depth of service appropriate to their complexity.

Contact LCM

Yana Kossinskaya, Chief Growth Officer, +33 6.21.56.08.27, ykossinskaya@levittcapital.fr